Terms & Conditions – 95ph Online Casino

1. Acceptance of Terms

By accessing, registering on, or using any part of the 95ph platform – including the website, mobile browser interface, games, promotions, and support services – you unconditionally accept these Terms & Conditions. If you do not agree with any part of these Terms, you must immediately cease using the platform and close your account.

These Terms apply to all users of 95ph, including registered players, visitors, and any person who accesses the platform in any capacity. Your continued use of the platform following any update to these Terms constitutes acceptance of the revised Terms.

2. Eligibility

To register and use 95ph, you must satisfy all of the following eligibility requirements:

• You must be at least 21 years of age. This is the minimum legal age for casino-style gambling in the Philippines as governed by PAGCOR regulations. 95ph strictly enforces this requirement and will request age verification documents at any time.
• You must be physically located within the Philippines at the time of play. Access from jurisdictions where online gambling is illegal is prohibited.
• You must not be an employee, contractor, director, officer, or immediate family member of 95ph or any of its affiliated companies, game providers, or payment processors.
• You must not be listed on any self-exclusion register, including any PAGCOR-administered exclusion list.
• You must have full legal capacity to enter into a binding contract under Philippine law.

95ph reserves the right to request identity verification documents at any time to confirm eligibility. Failure to provide satisfactory documentation may result in account suspension and withholding of funds pending investigation.

3. Account Registration

Each individual may register only one (1) account on 95ph. The creation of multiple accounts by the same individual – whether using different names, email addresses, payment methods, or devices – is strictly prohibited and will result in the permanent suspension of all associated accounts.

When registering, you agree to provide accurate, current, and complete information. You are responsible for maintaining the accuracy of your account information and must update it promptly if any details change. 95ph is not liable for any loss or damage arising from your failure to maintain accurate account information.

You are solely responsible for maintaining the confidentiality of your 95ph login credentials, including your username and password. You must not share your login details with any third party. Any activity conducted through your account is your responsibility, whether or not you authorized it. If you suspect unauthorized access to your account, contact 95ph support immediately via live chat.

95ph reserves the right to refuse account registration or close an existing account at its sole discretion, including where it suspects fraud, money laundering, or any violation of these Terms.

4. Deposits & Withdrawals

All transactions on 95ph are conducted in Philippine Peso (PHP / ₱). The platform supports the following payment methods: GCash, PayMaya, BPI, BDO, Metrobank, and UnionBank.

Deposits: Deposits are credited to your 95ph account promptly upon confirmation from the payment provider. Minimum and maximum deposit limits apply and are displayed at the time of transaction. 95ph does not charge fees on deposits, though your payment provider may apply their own charges.

Withdrawals: 95ph processes GCash withdrawal requests within 1–2 hours of approval, subject to identity verification and compliance checks. Withdrawals to bank accounts (BPI, BDO, Metrobank, UnionBank) may take up to one (1) business day. Withdrawals must be made to a payment method registered in your own name – third-party withdrawals are not permitted.

95ph reserves the right to request additional verification documents before processing any withdrawal. Withdrawals may be delayed or withheld if there is a reasonable suspicion of fraud, money laundering, or breach of these Terms.

Funds deposited into your 95ph account are held for gaming purposes only. 95ph does not pay interest on account balances. Inactive accounts (no login for 12 consecutive months) may be subject to a monthly inactivity fee as disclosed in the fee schedule.

5. Bonuses & Promotions

All bonuses, free bets, cashback offers, and promotional credits offered by 95ph are subject to specific terms and conditions, including wagering requirements, minimum odds, game restrictions, and expiry periods. These specific terms are communicated at the time each promotion is offered and form part of these Terms.

General bonus rules applicable to all 95ph promotions include:

• Bonuses may only be claimed once per player, household, IP address, or device unless explicitly stated otherwise.
• Bonus funds must be wagered the specified number of times before any withdrawal can be made.
• Wagering requirements must be met within the stated validity period. Expired bonus funds are forfeited.
• Bonus abuse – including but not limited to arbitrage betting, low-risk wagering strategies designed to clear bonuses, or collusion – will result in the forfeiture of bonus funds and associated winnings, and may result in account suspension.
• 95ph reserves the right to modify, suspend, or withdraw any promotion at any time without prior notice.

6. Gameplay Rules

All games available on 95ph – including live dealer games, slots, sports betting, bingo, and instant games – are governed by individual game rules displayed within each game interface. In the event of a conflict between individual game rules and these Terms, these Terms shall prevail.

All casino games on 95ph use certified Random Number Generators (RNG) to ensure fair and unpredictable outcomes. Live dealer games are streamed from licensed studios with professional dealers. 95ph undergoes regular independent audits to verify game fairness and payout accuracy.

In the event of a technical malfunction, disconnection, or system error during gameplay, 95ph reserves the right to void the affected round and return the wager to the player's account. Winnings generated during a confirmed technical malfunction may be voided.

Sports betting markets are subject to settlement rules specific to each sport and event type. 95ph reserves the right to void bets placed on events affected by match-fixing, corruption, or other integrity issues.

7. Prohibited Conduct

The following conduct is strictly prohibited on 95ph and may result in immediate account suspension, forfeiture of funds, and referral to relevant authorities:

• Use of automated software, bots, scripts, or artificial intelligence to interact with the platform or gain an unfair advantage.
• Collusion with other players to manipulate game outcomes.
• Exploitation of software bugs, errors, or vulnerabilities. Any such exploit must be reported to 95ph support immediately.
• Money laundering, fraud, or any other illegal financial activity through the platform.
• Providing false or misleading information during registration or verification.
• Allowing a third party to access or use your 95ph account.
• Accessing the platform from a jurisdiction where online gambling is prohibited.
• Registering while under the age of 21 or while on a self-exclusion list.

8. Responsible Gaming

95ph is committed to promoting responsible gambling. We provide the following tools to help players manage their activity:

• Deposit Limits: Set daily, weekly, or monthly deposit caps from your account settings.
• Loss Limits: Restrict the maximum amount you can lose within a defined period.
• Session Time Reminders: Receive notifications when you have been playing for a set duration.
• Cooling-Off Periods: Temporarily suspend your account for a defined period (24 hours to 6 weeks).
• Self-Exclusion: Permanently or indefinitely exclude yourself from the platform. Contact our support team to activate self-exclusion.

If you believe you or someone you know may have a gambling problem, please visit our Responsible Gaming page for further resources and support information.

9. Privacy & Data

The collection, use, and protection of your personal data is governed by the 95ph Privacy Policy, which forms an integral part of these Terms. By using the platform, you consent to the processing of your personal data as described in the Privacy Policy, in accordance with the Philippine Data Privacy Act of 2012 (Republic Act No. 10173).

10. Intellectual Property

All content on the 95ph platform – including but not limited to logos, trademarks, graphics, game assets, software, text, and design elements – is the exclusive property of 95ph or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any platform content without prior written consent from 95ph.

11. Limitation of Liability

To the maximum extent permitted by applicable Philippine law, 95ph shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the platform, including but not limited to loss of winnings, loss of data, or service interruptions.

The platform is provided on an "as is" and "as available" basis. 95ph does not warrant that the platform will be uninterrupted, error-free, or free of viruses or other harmful components. You access and use the platform at your own risk.

Nothing in these Terms shall limit 95ph's liability for death or personal injury caused by its negligence, or for fraud or fraudulent misrepresentation, or any other liability that cannot be excluded under Philippine law.

12. Termination

95ph reserves the right to suspend or permanently close any account, with or without prior notice, if it determines at its sole discretion that a player has violated these Terms, engaged in fraudulent activity, or poses a risk to the integrity of the platform. Upon termination for cause, any bonus funds and associated winnings may be forfeited. Verified real-money balances will be returned to the player via their registered payment method, subject to completion of any outstanding verification requirements.

You may close your 95ph account at any time by contacting our support team. Pending withdrawal requests will be processed in accordance with standard procedures.

13. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of the Republic of the Philippines. Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the competent courts of the Philippines. 95ph operates within the regulatory framework established by the Philippine Amusement and Gaming Corporation (PAGCOR).

14. Amendments

95ph reserves the right to amend these Terms & Conditions at any time. Material changes will be communicated to registered players via email or an in-platform notification at least seven (7) days before taking effect, where practicable. Your continued use of the platform after the effective date of any amendment constitutes your acceptance of the revised Terms. It is your responsibility to review these Terms periodically.

15. Contact

If you have any questions, concerns, or complaints regarding these Terms & Conditions, please contact the 95ph support team:

• Email: [email protected]
• Live Chat: Available on the platform 24 hours a day, 7 days a week.

Our Filipino support team is based locally and is available around the clock to assist players across Manila, Cebu, Davao, Quezon City, Makati, and the entire Philippine archipelago.